More and more Moldovans get life insurances. What are the benefits of it
More and more Moldovans started to do the life insurance. In 2018, over 32 thousand persons had life insurance, which is 1.000 more than in 2017. People say that they do such investments to provide a decent old age.
"It is necessary to do this insurance, because you never know what life brings you", mentioned Bercu Rodica, beneficiary of a life insurance.
Roduca Bercu has a life insurance for 20 years. Her husband and three children also have life insurance. The family spends 15 thousand lei yearly:"We spend three hundred lei monthly for each person. Sometimes we spend more, other times less."
In 20 years, people can pass through different situations, in case of emergency they will get their money back. This is how the life insurance works.
"Each costumer makes a contract on 15 years. When investing five thousand lei annually, the premiums are paid annually, it could be insured, approximately depending on the age of the person, at an amount of 70-75 thousand", said Diana Malcoci, department chief.
In case of death, this sum is taken by the person's relatives.
Most often, the Moldovans who chose to make a life insurance pay five thousand lei yearly.
"If we make a statistics, the average ages is 37", declared Diana Malcoci, department chief.
The total worth of a life insurance in 2018 is one hundred million lei.