More than 300 small and medium-sized enterprises that did not have pledges to obtain loans from banks were supported by the State through the Loan Guarantee Fund, managed by the Small and Medium Enterprise Development Organization. During the 11 years of the Small and Medium Enterprise Development Organization's activity, financial guarantees amounting to about 92 million lei were granted, which allowed SMEs to obtain credits in the amount of over 275 million lei. These were used to implement the investment projects amounting to 438 million lei.

Granting financial guarantees simplifies the access of entrepreneurs to financial resources, increases the competitiveness, quality and diversity of goods produced by SMEs. New job creation and business growth are also encouraged.

Recently, the Government approved a new regulation of the Loan Guarantee Fund, whereby the state will grant Small and Medium Companies 80% of the amount of loans contracted from banks for business development.

This year, the Credit Guarantee Fund provided financial guarantees in the amount of 11.5 million lei, making investment projects in the amount of 76 million lei.